How Much Is Cargo Trailer Insurance

In the event of an accident, the collision coverage will cover the damage to the trailer, which was caused by you. Comprehensive will protect you in case the trailer is stolen, contact with an animal, vandalized, or damaged in a storm or fire. This is different than coverage for the items in the trailer, which may require additional protection. Travel trailer insurance will cost you on average between $250.00 and $500.00 per year depending on the company select and the options you include. Contents show One of the things people often are unaware of when they first purchase their new travel trailer is the need for good insurance.

Average Cost to Ensure a Travel Trailer. Travel trailer insurance rates can be anywhere between $170 and $1400. The prices vary and depend on many factors — the size of the trailer, the state the trailer is registered in, how often you use the trailer, and how often it’s on the road.